Terms of Service
Last updated: June 12, 2026
1. The service
Hold is a personal budgeting app provided by Weboria. It helps you track spending, set budgets and goals, and optionally share them with a household. Hold is not a bank, does not hold funds, and does not provide financial advice.
2. Your account
You are responsible for keeping your credentials secure and for the accuracy of the data you enter. You must be at least 16 years old (or the minimum age in your country) to use Hold.
3. Premium subscriptions
Premium is offered as an auto-renewing subscription with a 7-day free trial, processed by the App Store or Google Play. The trial converts to a paid subscription on day 7 unless cancelled. Manage or cancel anytime in your store account settings. Cancelling Premium never deletes your data — you keep all free features.
4. AI features
Receipt scanning and financial insights are generated automatically and may contain errors. Always verify extracted amounts and treat insights as informational, not as professional financial advice.
5. Acceptable use
Don't misuse the service: no unauthorized access, scraping, reverse engineering, or use that violates applicable law.
6. Liability
The service is provided "as is". To the maximum extent permitted by law, Weboria is not liable for indirect or consequential damages arising from use of the app.
7. Changes
We may update these terms; material changes will be announced in the app. Continued use after changes means acceptance.